Portland Dental
Payment Options

Know the cost before anything starts

The Life Bloom Dental front desk check-in window

Let’s talk
about cost

Know what your care will cost before making any decisions. Dr. Cho will explain what he finds, walk you through your treatment options, and review the costs with you upfront. You’ll have the information you need to choose what works best for you.

The Life Bloom Dental front desk, where the team checks your benefits

Using your dental insurance

We’re in-network with a number of dental plans, including:

Aetna
Assurant
Cigna
Delta Dental Premier
Principal

Don’t see yours? Call (503) 646-4600. We check your benefits before you commit to anything, so the estimate you see is the one you’ll pay.

No insurance?
Join the Membership Club

The Life Bloom Dental Membership Club covers cleanings, exams, and x-rays for a flat monthly cost, and members save on treatment. No waiting period. No annual maximum to work around.

Child12 and under

$27.50 a month

For kids on regular cleanings.
Adult13 and up

$38.50 a month

For patients with regular cleanings and no gum disease.
Perio Maintenance

$69.30 a month

For patients in ongoing periodontal maintenance.

A one-time $95 activation fee applies when you join.

Call to Join

For larger treatments

Cherry Finance

Spread the cost of larger treatment across monthly payments instead of paying all at once.
90 days, no interest

Need a little time, not a loan? Pay us directly over 90 days, interest-free.
Everyday payments

Cash, check, and card all work too.

Questions about
paying for care

How much will my treatment cost?

It depends on what you need. After your exam, you’ll get a written estimate with your insurance or membership savings already factored in. If there’s more than one way to handle something, you’ll see the cost of both.

Are consultations free?

Yes. Consultations and second opinions don’t cost anything.

Which dental payment options work best for implants?

You can combine them. We check what your insurance covers first, then Cherry Finance or our 90-day plan can handle the rest.

I’m in pain but worried about cost. Should I still call?

Yes. Call (503) 646-4600 and describe what’s happening. We’ll get you in as soon as we can and talk through the cost before any emergency treatment starts.

Can I ask about billing in Spanish?

Sí. All three of our assistants speak Spanish, and we’re happy to go over your estimate in whichever language you prefer.

What should I bring to my first visit?

Your insurance card, if you have one. We’ll email your paperwork ahead of time, and the rest of what to expect is on our New Patients page.

Recommended by the people we care for

Really lovely first appointment after not seeing a dentist for a few years due to insurance. Very kind staff, no judgment, and made me feel comfortable through the whole cleaning /x-ray process. Highly recommend!

- Erika V. W.

I had an excellent experience at Life Bloom Dental! From the moment I arrived, I was warmly welcomed and immediately felt at ease. The place is very clean and well organized, which gave me a lot of confidence.

- Nanda R.

I came to Life Bloom Dental for an implant consultation. The staff and doctor are very nice and friendly. They explained things clearly. They listened to my questions patiently and answered all of them. They showed me the x-ray images and explained details of my tooth issue and the procedures they would take. Very good experience.

- Nong J.

Life Bloom Dental is truly the best! I always feel like my dental health is in great hands, and the team consistently makes me feel so appreciated. When I got engaged, they even surprised me with a bottle of wine — such a thoughtful touch! Not only do they provide excellent dental care, but their staff is incredibly kind and caring.

- Jodi A.